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November 2013
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Drawing from our specific expertise in spatial analysis, we have produced an MSA-level analysis of housing affordability, which will be enhanced over the next several months. This month weve added a regular quarterly installment that divides newly released GSE data by LTV ratio, FICO score, vintage year, and other characteristics. We also highlight trends in mortgage insurance premiums, and provide details about the latest risk-sharing transactions at Fannie and Freddie.