High-Deductible Health Plans with Health Savings Accounts: Emerging Evidence and Outstanding Issues

Research Report

High-Deductible Health Plans with Health Savings Accounts: Emerging Evidence and Outstanding Issues

Cover Missouri Project: Report 10

Abstract

This study lays out both advantages and disadvantages of the use of high deductible plans (HDHPs) with Health Savings Accounts (HSA). It touches on why this solution may exacerbate risk selection issues that already seem to be present in Missouri. It also discusses how these plans can be a somewhat better deal for a large swath of the population that is younger and healthier but only at some cost.

Research Area: 

Centers

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