Health Plan Options Under the Health Coverage Tax Credit Program

Research Report

Health Plan Options Under the Health Coverage Tax Credit Program

December 11, 2006

Abstract

By March 2006, 40 states, which included 87 percent of potentially eligible individuals, had arranged state-qualified coverage for Health Coverage Tax Credit (HCTC) beneficiaries. High-risk pools provided such coverage in 20 states. Medically underwritten coverage, plans with pure community rating, and plans with modified community rating were each available in nine states. Altogether, 280 state-qualified options were offered. In 36 states, more than one plan was available, and the median state included five options. However, in 26 states, all coverage had individual deductibles of $500 or more, including 12 states where all deductibles were $1,000 or more.

Centers

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