Gaps in Health Insurance Coverage Among the Near Elderly

Testimony

Gaps in Health Insurance Coverage Among the Near Elderly

Testimony before the Senate Finance Committee
March 13, 2001

Abstract

What distinguishes the near elderly from other groups is that they are not old enough to qualify for Medicare coverage (unless they are disabled), yet they are much more likely to experience serious health problems than younger persons. In addition, many near elderly persons have already retired, which can interfere with insurance coverage because most Americans receive their health benefits from their employers.

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