Addressing FHA's Financial Condition and Program Challenges Part II

Testimony

Addressing FHA's Financial Condition and Program Challenges Part II

Testimony before the Senate Committee on Banking, Housing, and Urban Affairs
February 28, 2013

Abstract

In testimony before the Senate Committee on Banking, Housing, and Urban Affairs, Urban Institute President Sarah Rosen Wartell described the role that the Federal Housing Administration has played historically and during the most recent financial and housing market crises, explained the origin of losses expected from the FHA insurance portfolio, and suggested ways to avoid costs, such as more analytic capacity and additional tools and authorities to act nimbly to manage, price, and mitigate risk.

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