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Supplementing the Compare Ratio

An Important Step toward Opening the FHA Credit Box

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Document date: June 09, 2014
Released online: June 09, 2014
The FHA has been taking actions to reduce lender overlays, enhancing access to credit. Among these measures is the introduction of Supplemental Performance Metrics, to accompany the inflexible Lender Compare Ratios. In this article we reiterate the need for this type of metric, applaud the FHA for proposing it, and suggest a slight variation to make it even more effective.


Topics/Tags: | Housing


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