This report addresses the current state of knowledge about small employers and health insurance. The report (1) demonstrates differences in health insurance coverage between small and large employers; (2) explains why small businesses may behave somewhat differently than large businesses in sponsoring health insurance for their workers; (3) identifies existing data sets that can be used to monitor and study small-business health insurance over time; and (4) develops a research agenda and a data collection strategy for small businesses and health insurance reform issues. This report examines 10 major factors that policymakers must consider when developing health insurance policy for small employers.
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