The June 2015 edition of At A Glance, the Housing Finance Policy Center’s reference guide for mortgage and housing market data, includes updated figures describing the size of the US housing and mortgage markets, negative household equity, and the latest GSE risk-sharing deals.

June 26, 2015
Research Report
 

This brief presents a selection of findings from a four-year, mixed-methods study of a cohort of new entrants to child care subsidy programs in four selected sites in Illinois and New York. In-depth interviews with subsidy clients address the following questions: What do clients recommend to improve the subsidy program’s ability to support families? Do parents perceive any subsidy program characteristics and job characteristics

June 26, 2015
Brief
 

Families receiving social welfare benefits and tax credits can face implicit marginal tax rates on earnings above 60 percent, especially when they participate in multiple programs. Program designs may penalize work and marriage and create complexity for beneficiaries and program managers. In this congressional testimony, Steuerle argues for comprehensive reforms that consider tax and expenditure programs together and orients

June 25, 2015
Testimony
 

We analyze how price competition in the ACA’s nongroup insurance marketplaces varies by insurer type: national, regional, Blue Cross Blue Shield, previously Medicaid-only, provider-sponsored, and co-ops. National insurers are expanding their presence, but are not yet pricing aggressively. Regional insurers have increased participation but seem to be losing price competitive ground. Blue Cross Blue Shield insurers have widespread

June 25, 2015
Research Report
 

The case for a carbon tax is strong. A well-designed tax could efficiently reduce the emissions that cause climate change and encourage innovation in cleaner technologies. The resulting revenue could finance tax reductions, spending priorities, or deficit reduction—policies that could offset the tax’s distributional and economic burdens, improve the environment, or otherwise improve Americans’ well-being. But moving a carbon tax

June 25, 2015
Research Report
 

This report further analyzes the 2013 Massachusetts Health Reform Survey (MHRS) by comparing the experience of adults with public coverage to adults with employer-sponsored insurance (ESI) coverage across a number of access and affordability measures. Findings show problems with access to care were more prevalent for adults with public coverage than for those with ESI. These disparities persist even after controlling for

June 23, 2015
Research Report
 

Promise Neighborhoods are required to collect population-level data to report on performance indicators every year. For several of these indicators, they must use surveys to collect information on children, parents, and families living within the Promise Neighborhood footprint and students attending target schools. A number of Promise Neighborhoods have also found surveys to be an important tool for building better connections

June 19, 2015
Research Report
 

This brief explores the ways youth-employment program providers can help young people who are out of the labor force and out of school obtain valuable work experience or further education. The analysis draws upon experiences and lessons learned from a recent day-long event that was sponsored by The Rockefeller Foundation and hosted by the Urban Institute in partnership with the Urban Alliance. That event provided a framing for

June 19, 2015
Brief
 

This comment letter responds to the FHFA’s May 21, 2015 request for input on which house price index should be used to adjust the conforming loan limits. The authors agree that the FHFA’s own expanded-data index is the logical choice for setting mortgage loan limits.

June 17, 2015
Brief
 

Rapid re-housing, an intervention that helps homeless families exit shelters and get back into permanent housing quickly, provides short-term help with housing expenses and case management focused on housing stability. Rapid re-housing is a relatively new but, as early evidence shows, promising strategy that communities across the country are adopting. Drawing on program data and early findings from evaluations in progress, this

June 16, 2015
Research Report
 

The US Department of Housing and Urban Development’s Choice Neighborhoods Initiative aims to redevelop distressed assisted housing developments and transform their surrounding neighborhoods. This Interim Report introduces the first five implementation sites in Boston, Chicago, New Orleans, San Francisco, and Seattle and the plans for rebuilding them. Ranging from a few blocks to over two square miles, the sites vary greatly in

June 16, 2015
Research Report
 

To address chronic underfunding problems, the Louisiana state legislature replaced the traditional pension for state government employees with a cash balance plan, but the courts invalidated the measure. This report assesses how employees would fare under that reform. Results show that a slight majority would do worse in the cash balance plan than the existing plan, but about three-fourths would fare better under an alternative

June 16, 2015
Research Report
 

This issue brief describes the experiences of Schoharie, a small town in upstate New York, impacted by serious flooding of the Schoharie Creek caused by Hurricane Irene and Tropical Strom Lee during August-September 2011. It describes the extent of damage, post-flood recovery activities and prospects for avoiding floods in the future. These events are interpreted from perspective of the National Planning Frameworks which

June 16, 2015
Brief
 

This brief provides an overview of four analyses of the implications of a Supreme Court finding for the plaintiffs in King. Burwell. At stake is whether or not the federal government can continue to provide premium tax credits and cost-sharing reductions to residents of states that have not established their own health insurance marketplaces under the Affordable Care Act. In 34 states, such a finding would mean an increase of 8.

June 16, 2015
Brief
 

The role of local governance within global development is approaching an important inflection point. To the extent that local governments function as effective platforms for collective local decision-making and as effective mechanisms for promoting the collective interests of their constituents, local governments are ideal partners for achieving development success. Moreover, regardless of the mechanism or type of

June 16, 2015
Brief
 

As detailed in this toolkit, family impact statements add opportunities throughout the justice process for decisionmakers to weigh the effect of incarceration or supervision on parents and their families. A family impact statement is a set of questions incorporated into presentence investigation reports to solicit information regarding the defendant’s children and family members, as well as his or her roles in and

June 15, 2015
Brief
 

This toolkit details the key considerations for jail administrators and community-based organizations interested in developing a family-focused jail program. Program components may include parenting classes, parent-child contact visits, and phone calls during which parents are “coached” by staff members about how to speak with their children. Family-focused jail programs aim to strengthen the bond between parent and child,

June 15, 2015
Brief
 

This toolkit outlines key considerations for law enforcement agencies interested in developing parental arrest policies. These policies prioritize the physical and emotional well-being of children by helping officers think through how to handle the dynamic scenarios they face when arresting a parent. They seek to reduce the number of children who witness their parent’s arrest, who are left alone after their parent’s arrest, and

June 15, 2015
Brief
 

Since 2000, rents have risen while the number of renters who need low-priced housing has increased. These two pressures make finding affordable housing even tougher for very poor households in America. Nationwide, only 28 adequate and affordable units are available for every 100 renter households with incomes at or below 30 percent of the area median income. Not a single county in the United States has enough affordable housing

June 15, 2015
Research Report
 

This Evaluation Highlight is the 13th in a series that presents descriptive and analytic findings from the national evaluation of the Children’s Health Insurance Program Reauthorization Act of 2009 (CHIPRA) Quality Demonstration Grant Program. This Highlight focuses on lessons learned from nine States—Alaska, Florida, Idaho, Maine, Massachusetts, North Carolina, Oregon, Utah, and West Virginia. These States implemented learning

June 11, 2015
Research Report
 

This longitudinal study of household formation and home ownership rates from 2010 to 2030 reveals that new renters will outpace new homeowners in the coming decades and, that, while there will still be more owners than renters, the homeownership rate will continue to decline. This will create intense competition for rental housing. In addition, the aging of the population will also create the urgency to develop policies to allow

June 8, 2015
Research Report
 

This brief, drawn from a longer report, shows how state and local government employees in Louisiana would likely fare in a cash balance retirement plan that was enacted by the state legislature but invalidated by the courts. Results show that a slight majority of state employees would do worse in the cash balance plan than the existing traditional defined benefit plan. However, about three-fourths would fare better under an

June 4, 2015
Brief
 

Between 2002 and 2012, contributions by New York’s state and local governments to public employee retirement plans rose more than 500 percent, squeezing budgets for municipalities across the state. This surge was driven primarily by investment losses as well as the plan’s practice of adjusting government contributions to offset unexpected investment gains and losses. The plan benefit structure was not the culprit. Although

June 4, 2015
Brief
 

This article examines the nature of long-term care financing--who needs care, how they get care, and how care is financed. The article demonstrates that for long-term care, like health care, insurance is essential to spreading risk. But neither public programs nor the private sector, currently provide that insurance. Although Medicaid serves as a last resort, its protections vary considerably from state to state and become

June 3, 2015
Journal Article