urban institute nonprofit social and economic policy research

Opportunity and Ownership

The Racial Wealth Gap in America

If the United States is one of the wealthiest countries, why is prosperity out of reach for many blacks and Hispanics striving to make a better life for themselves and their families?

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Wealth is where economic opportunity lies video

The Urban Institute's Opportunity and Ownership project conducts policy research on assets, debt, and opportunity for low- and middle-income families and disadvantaged populations.

Our work looks beyond traditional antipoverty programs and explores ways to encourage self-sufficiency. Owning assets such as savings, homes, pensions, and small businesses can strengthen a family’s safety net, sustain seniors in retirement, and give low-income Americans a foothold in the middle class.

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