What is the Obama administration’s legacy on housing?

Senior Obama administration officials involved in housing policy discuss how they approached the housing crisis and lessons learned along the way.

Seven housing finance numbers to remember in 2017

As new trends and power dynamics develop, keep in mind these seven numbers, which illustrate some of the most important issues facing the housing market.

When interest rates go up in a healthy economy, history says home prices will rise

Since the election, mortgage rates have risen. What does this mean for home prices?

Minority homeownership surged in these eight cities, but will success last?

Many minority borrowers hit the housing market at the worst time, and while some have recovered, too many are still paying for bad timing.

11 questions you should ask before sharing your home equity with Wall Street

For-profit investors are offering loans to borrowers in exchange for a share of their home's equity. But is this a good deal for buyers in a bind?

Seven ways recent interest rate increases will affect the mortgage market

The market is likely anticipating greater government spending and potential tax cuts that could increase demand and prices.

Selling distressed loans to investors significantly cuts foreclosure rates

The evidence from the FHA and FHFA is unequivocal: loan sales programs are highly valuable to taxpayers, borrowers, and investors.

Increasing access to mortgages for minorities

Over the past 10 years, the mortgage lending environment has seen a large swing in credit availability. The effects have been most dramatic for minority populations

Overly tight credit killed 1.1 million mortgages in 2015

Lenders would have issued 6.3 million additional mortgages between 2009 and 2015 if lending standards had been more reasonable.

Four ideas for strengthening the finances of community development financial institutions

Demand for the financial services offered by community development financial institutions is growing, but CDFIs must strengthen their finances.