Voucher holders face several obstacles to moving to low-poverty areas: moving is expensive, program rules are complicated, affordable units are scarce, opportunity-rich neighborhoods may be unfamiliar, and discrimination against voucher holders is legal in most jurisdictions.
The private-mortgage insurance industry is again the biggest player in the US mortgage insurance market.
We need to develop more accurate measures of risk to ensure we aren’t denying mortgages to people who are fully able to make good on their payments.
Laurie Goodman: It’s time to lend again to borrowers with less-than-perfect credit.
The challenges—and potential opportunities—presented by reforming servicing are simply too crucial to kick down the road.
Counseling and coaching for homeownership can improve a family’s entire financial health, even if they never buy a home.
Detroit's housing market shows signs of hope with fewer underwater loans, rising equity, and mostly steady home prices. But there are also signs of concern with low home prices and a continued prevalence of cash sales.
Between single-family homes and rental apartments, the United States still doesn’t have enough housing to adequately meet demand.
Fifty-two million homeowners have accessible housing wealth but highly concentrated by age and geography. Nonetheless, it is still shared more equally than other forms of wealth.