Why the single-family rental merger won’t hurt homebuyers or renters

In a $4.3 billion deal announced last week, two of the country’s largest landlords of single-family rentals agreed to merge.

Six ways the GSEs can better achieve their mission to serve the underserved

The new Duty to Serve rule seeks to improve how Fannie Mae and Freddie Mac support low-income households.

These four trends in rental housing have big implications for the growing affordable housing crisis

The rental housing landscape is rapidly changing. Meanwhile, the pace of constructing new rental housing supply can't meet growing demand.

A generation is stuck in starter homes, but they’re gaining traction

The number of first-time homebuyers remains strong, while the number of repeat homebuyers lags well below its historical average.

Progress on the single security is an unheralded success

For decades, Fannie Mae and Freddie Mac have issued separate mortgage-backed securities. But the price difference between the two has cost taxpayers billions.

FICO scores of approved borrowers are dropping. So is it easier to purchase a home?

The median FICO score for borrowers approved for agency-originated loans has declined from 742 in June 2016 to 725 in April 2017.

New FDIC tool can help community banks expand access to mortgages

Community banks don’t have the resources of larger, national banks, so navigating the myriad of available mortgage lending programs can be a daunting task.

Low-income homeowners are as burdened by housing costs as renters

A close look at the data makes it clear that homeownership doesn’t protect low-income homeowners from the same cost burdens as low-income renters.

Slow and inefficient appraisal system gives advantage to cash buyers

Obtaining an appraisal has become a longer process, creating challenges for many potential American homebuyers.

Using homes as ATMs, not homebuying fervor, was more to blame for the housing crisis

The presence of risky products, not increased lending to riskier borrowers, was a bigger contributor to the 2008 housing crisis.