People and homes are aging quickly in our rural communities

Over the next 15 years, US communities will see their populations grow. But in rural areas, the increase will be mostly elderly citizens.

Five ways the Detroit housing market needs to step up

In some areas, Detroit’s housing market is experiencing a revival. But improvements aren't being shared with African American and Hispanic communities.

Americans are moving less, leading to fewer mortgages and defaults and more renovations

Americans have been moving less since 1990. What does this mean for the mortgage market?

Why the low Hispanic homeownership rate matters

Families of color have, on average, a much harder time getting a mortgage than do white families.

Do we have a generation stuck in starter homes?

What happened to repeat homebuyers: the families who lived in their starter homes for a few years and are ready to buy a different, usually larger/more expensive home?

Why the surge in PMI activity won’t force FHA to cut premiums anytime soon

The private-mortgage insurance industry is again the biggest player in the US mortgage insurance market.

We’re still shortchanging women when it comes to mortgages

We need to develop more accurate measures of risk to ensure we aren’t denying mortgages to people who are fully able to make good on their payments.

Squeaky-clean loans lead to near-zero borrower defaults—and that is not a good thing

Laurie Goodman: It’s time to lend again to borrowers with less-than-perfect credit.

To ease access to mortgages, we must reform mortgage servicing now

The challenges—and potential opportunities—presented by reforming servicing are simply too crucial to kick down the road.

Housing counseling should help with more than just homebuying

Counseling and coaching for homeownership can improve a family’s entire financial health, even if they never buy a home.