Our microsimulation model projects the size and characteristics of the US population for the next 75 years, helping sort out how the profound social, economic, and demographic shifts that are transforming retirement will affect older adults, taxpayers, business, and government. It also shows how outcomes might evolve with changes to public policies, business practices, or individual behaviors.

Data Warehouse

The latest retirement-related statistics on the changing population, older workers, pensions, and long-term trends.

Employment Prospects for Less-Educated Older Adults

Working longer substantially boosts future retirement income, yet most older adults with limited education retire early. With funding from the Alfred P. Sloan Foundation, we are examining the barriers to longer work lives for those with no more than a high school diploma, and we are exploring possible solutions.

Evaluating Employer-Sponsored Benefits

We are studying workplace retirement and health insurance plans to help the US Department of Labor’s Employee Benefits Security Administration formulate policies that better serve employees and employers.

Financing Long-Term Services and Supports

The costs of long-term care are some of the most significant financial risks confronting older Americans. Project researchers evaluate policy options to help pay for home care, nursing home stays, assisted living, and other long-term services and supports.

Projecting Medicare Spending

Rising health care costs threaten to upend federal budgets and undermine seniors’ financial security. With funding from the National Institutes of Health, we are collaborating with researchers at Harvard Medical School to project future health care spending by older Americans.

Public Pension Project 

This project examines the cost and financing of retirement plans provided to government employees, assesses their impact on retirement security and employee recruitment and retention, and evaluates reform options.

Safeguarding Social Security

Partnering with the Center for Retirement Research at Boston College with funding from the Social Security Administration, we are examining Social Security’s role in retirement income security, its effect on the federal budget, how it interacts with other programs, and the likely effect of proposed reforms.