Six new insights about Americans’ borrowing habits

How do Americans use debt throughout their lifetime? We recently examined the credit records of more than 5 million consumers to find out.

Recent Social Security reform doesn’t fix unfair spousal benefits

Spousal and survivor benefits are often worth hundreds of thousands of dollars for the non-working spouse, but worth far less if both spouses work.

Does financial coaching help people reach their financial goals?

In a new study, participants offered financial coaching had an average debt reduction of $10,644 more than those who were not offered services.

Financial coaching: a new method for improving financial well-being

Coaching helps people across the income spectrum set goals and plan concrete steps to meet intermediate- and long-term financial goals.

Millennials: Today’s underserved, tomorrow’s Social Security and Medicare bi-millionaires?

A typical couple retiring today will receive about $1 million in cash and health benefits; many millennials will receive $2 million or more.

What affects the future success of poor children?

The instability that accompanies poverty puts stress on parents that can spill over to children in long-lasting ways.

Get more, spend less: How to support sustainable homeownership

Insights on how "shared equity" can keep homeownership affordable

Low pension participation among minorities contributes to the wealth gap

Lack of access to employer pensions contributes to the growing racial wealth gap