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Housing

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Urban Institute researchers monitor and assess housing market trends, affordable housing, homelessness, federal housing assistance, racial disparities and housing discrimination, and community revitalization. We recommended greater regulation and reforms for subprime mortgages before the housing market collapse and continue to follow its effects on families and neighborhoods. Our research informs decisionmakers with neighborhood-level data and evaluations of federal housing programs. Read more.

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National Foreclosure Mitigation Counseling Program Evaluation: Preliminary Analysis of Program Effects (Research Report)
Neil S. Mayer, Peter A. Tatian, Kenneth Temkin, Charles A. Calhoun

The National Foreclosure Mitigation Counseling (NFMC) program is a special federal appropriation, administered by NeighborWorks America, that is designed to support a rapid expansion of foreclosure intervention counseling in response to the nationwide foreclosure crisis. This report presents the results of preliminary analyses that attempt to measure the effects of the NFMC program on counseled homeowners. Overall, our analysis suggests that the program is having its intended effect of helping homeowners facing loss of their homes through foreclosure.

Posted to Web: November 19, 2009Publication Date: November 02, 2009

Do Neighborhoods Matter? (Audio / Video Files)
George Galster

George Galster explains how children are harmed by growing up in predominantly poor neighborhoods. He also recommends ways to improve federal and state housing programs to avoid high concentrations of poverty. George Galster is an Urban Institute Affiliated Scholar and the Clarence B. Hilberry Professor of Urban Affairs at Wayne State University.

Posted to Web: November 18, 2009Publication Date: November 18, 2009

Family Mobility and Neighborhood Change: New Evidence and Implications for Community Initiatives (Research Report)
Claudia J. Coulton, Brett Theodos, Margery Austin Turner

Americans change residences frequently. Residential mobility can reflect positive changes in a family's circumstances or be a symptom of instability and insecurity. Mobility may also change neighborhoods as a whole. To shed light on these challenges, this report uses a unique survey conducted for the Making Connections initiative. The first component measures how mobility contributed to changes in neighborhoods' composition and characteristics. The second component identifies groups of households that reflect different reasons for moving or staying in place. The final component introduces five stylized models of neighborhood performance: each has implications for low-income families' well-being and for community-change efforts.

Posted to Web: November 02, 2009Publication Date: November 02, 2009

Foreclosures in the Nation's Capital 2009 (Policy Briefs/Metropolitan Housing and Communities)
Kathryn L.S. Pettit, Mary K. Cunningham, G. Thomas Kingsley, Leah Hendey, Jennifer Comey, Liza Getsinger, Michel Grosz

This brief, a companion to the Housing in the Nation's Capital 2009 report, describes the impact of the foreclosure crisis on the Washington metropolitan region, examining the level and trends of foreclosures, outlining potential secondary effects for families and neighborhoods, and looking towards the future of the region's housing market. It concludes with policy implications in four areas: foreclosure prevention, neighborhood stabilization, recovery assistance for displaced households, and services for children in foreclosed homes.

Posted to Web: October 28, 2009Publication Date: October 28, 2009

Housing in the Nation's Capital 2009 (Research Report)
Kathryn L.S. Pettit, Leah Hendey, G. Thomas Kingsley, Mary K. Cunningham, Jennifer Comey, Liza Getsinger, Michel Grosz

This is the seventh in a series of annual reports about housing in the Washington metropolitan region. It assembles and analyzes the most current data on housing conditions in the District of Columbia and the surrounding suburbs. This year's report focuses on the impact of the foreclosure crisis on the region, examining the level and trends of foreclosures, outlining potential secondary effects for families and neighborhoods, and looking towards the future of the region's housing market. It concludes with policy implications in four areas: foreclosure prevention, neighborhood stabilization, recovery assistance for displaced households, and services for children in foreclosed homes.

Posted to Web: October 28, 2009Publication Date: October 28, 2009

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