A Silver Lining with Holes? Losses and Gains in Homeownership for Families with Children during the Foreclosure Crisis (Policy Briefs/Opportunity and Ownership Project)
Using data from the Making Connections Cross-site Survey, this brief explores movement into and out of homeownership for families with children in selected low-income neighborhoods. We find that poor families and those with less home equity are more likely to move out of homeownership. With the reduction in home prices in many areas, brought on by the housing crisis, there are increasing opportunities for affordable homeownership. However, we find that two-parent and Hispanic families may be relatively more likely, and blacks and single-parent families relatively less likely, to take advantage of these new chances for homeownership.
Improving Home Affordability through Low Interest Rates: How Much Would Homeowners in Low-Income Areas Save? (Article/Opportunity and Ownership Facts)
|Posted to Web: July 06, 2011||Publication Date: June 27, 2011|
Using data from the Making Connections Cross-site Survey, this fact finds that, on average, families would save about $276 per month in mortgage payments with a new five percent interest rate, 30-year mortgage. Lower interest rates both increase housing affordability and allow families to accumulate equity in their homes more quickly. This fact highlights the importance of improving financial literacy, information and education around mortgage pricing, and of helping families build good credit. Families included in the data live in selected low-income neighborhoods in six cities and were surveyed as part of the Annie E. Casey Foundation's Making Connections initiative.
Do Assets Help Families Cope with Adverse Events? (Series/Perspectives on Low-Income Working Families)
|Posted to Web: June 27, 2011||Publication Date: June 20, 2011|
Family events, such as a job loss, the onset of health limitations, and a change in family structure, can adversely affect family well-being. The impact of these events may be mitigated if the family holds assets that can be used to maintain consumption. Using the SIPP, this study examines the role of assets in families' economic stability. We find that families in all parts of the income distribution experience material hardship after a negative event. Further, in the aftermath of a negative event, asset-poor families experience more hardship than non-asset-poor families, with assets helping most for low- and middle-income families.
Poverty in the United States, 2008 (Commentary)
|Posted to Web: December 14, 2009||Publication Date: December 01, 2009|
Today, the U.S. Census Bureau announced that the U.S. poverty rate reached 13.2 percent in 2008. Even this significant increase from the 12.5 percent rate in 2007 surely understates the share of Americans struggling to make ends meet today in September 2009.
Every Kid Counts in the District of Columbia: 14th Annual Fact Book 2007 (Research Report)
|Posted to Web: September 10, 2009||Publication Date: September 10, 2009|
The 14th annual Fact Book is a comprehensive data source for indicators of child well-being in the District of Columbia. Over 50 data indicators are tracked over time. This publication provides a broad perspective on the status of children and youth in the District. We seek to inform and educate our readers about the issues affecting children and their families in the District. We encourage community residents, policy makers, professionals, and others who work with and/or on behalf of children and families to create conditions that foster the optimal health and development of our children.
Report Projects Future Need for Long-Term Care, Effects on Family and Public Policy (Press Release)
|Posted to Web: February 08, 2008||Publication Date: January 17, 2008|
Providing long-term care to older adults is a growing challenge for American families. About 10 million people 65 and older now depend on such services, and that number is expected to double by 2040. A new report from the Urban Institute projects the number and percentage of people 65 and older with disabilities and their use of long-term care services.
Meeting the Long-Term Care Needs of the Baby Boomers: How Changing Families Will Affect Paid Helpers and Institutions (Series/The Retirement Project Discussion Papers)
|Posted to Web: May 07, 2007||Publication Date: May 07, 2007|
The demand for long-term care services will surge in coming decades when the baby boomers reach their 80s. Declining family sizes, increasing childlessness, and rising divorce rates will limit the number of family caregivers. Rising female employment rates may further reduce the availability of family care, increasing the future need for paid home care. This study projects to 2040 the number of people ages 65 and older with disabilities and their use of long-term care services. The simulations show that even under the most optimistic scenario long-term care burdens on families and institutions will increase substantially.
Adoption and Foster Care by Lesbian and Gay Parents in the United States (Research Report)
|Posted to Web: May 01, 2007||Publication Date: May 01, 2007|
Discussion and debate about adoption and foster care by gay, lesbian, and bisexual (GLB) parents occurs frequently among policymakers, social service agencies, and social workers. Three states currently restrict GLB people from adopting and more are considering similar policies. This report provides new information on GLB adoption and foster care from several government data sources. It offers a demographic portrait of the estimated 65,500 adopted children and 14,100 foster children living with gay and lesbian parents. It also assesses the costs to child welfare systems of proposed bans on allowing GLB people to foster.
Five Questions With Tim Triplett (Five Questions)
|Posted to Web: March 27, 2007||Publication Date: March 23, 2007|
In this "Five Question" feature, Tim Triplett, a research methodologist and part of Urban Institute's new Statistical Methods Group, talks about Lessons Learned from the National Survey of America's Families (NSAF). The experience of conducting NSAF demonstrates the necessity of flexibility in survey design. Proxies, incentives, and other survey methodologies are discussed.
Lessons Learned From the National Survey of America's Families (Discussion Papers)
|Posted to Web: December 11, 2006||Publication Date: |
The cornerstone of the ANF project was the National Survey of America's Families (NSAF), a survey of the economic, health, and social characteristics of children, adults under the age of 65, and their families. Conducted in 1997, 1999, and 2002 to gather information during each round on more than 100,000 people and more than 40,000 families across the country, the NSAF allowed researchers to watch national trends emerge. This report summarizes the pioneering steps and major accomplishments of the survey methods used to complete the NSAF, while acknowledging key challenges and important lessons for future household surveys.
|Posted to Web: December 07, 2006||Publication Date: |