urban institute nonprofit social and economic policy research

View Research by Author - Taz George



Housing Finance Policy Center

Publications


Viewing 1-9 of 9. Most recent posts listed first.

Housing Finance At A Glance: A Monthly Chartbook: April 2014 (Commentary)
Laurie Goodman, Ellen Seidman, Jim Parrott, Jun Zhu, Wei Li, Bing Bai, Pamela Lee, Taz George, Maia Woluchem, Alison Rincon

At A Glance, the Housing Finance Policy Center's monthly chartbook, provides timely metrics on the state of the housing market and examines public policy's role in housing finance. April's issue includes a special quarterly feature on GSE loan performance and new numbers on the Federal Reserve's activity in the mortgage market.

Posted to Web: April 15, 2014Publication Date: April 15, 2014

Driving to Opportunity: Understanding the Links among Transportation Access, Residential Outcomes, and Economic Opportunity for Housing Voucher Recipients (Research Report)
Rolf Pendall, Christopher Hayes, Taz George, Zach McDade, Additional Authors

In the 1990s and early 2000s, the Department of Housing and Urban Development sponsored two major experiments to test whether housing choice vouchers propelled low-income households into greater economic security, the Moving to Opportunity for Fair Housing program (MTO) and the Welfare to Work Voucher program (WTW). Using data from these programs, this study examines differences in residential location and employment outcomes between voucher recipients with access to automobiles and those without. Overall, the findings underscore the positive role of automobiles in outcomes for housing voucher participants.

Posted to Web: March 31, 2014Publication Date: March 31, 2014

Housing Finance At A Glance: A Monthly Chartbook: March 2014 (Fact Sheet / Data at a Glance)
Laurie Goodman, Ellen Seidman, Jim Parrott, Jun Zhu, Wei Li, Bing Bai, Pamela Lee, Taz George, Maia Woluchem, Alison Rincon

At A Glance, the Housing Finance Policy Center's monthly chartbook, provides timely metrics on the state of the housing market and examines public policy's role in housing finance. March's issue includes a new analysis of mortgage insurance activity comparing FHA and private mortgage insurance fees.

Posted to Web: March 18, 2014Publication Date: March 18, 2014

Where Have All the Loans Gone? The Impact of Credit Availability on Mortgage Volume (Commentary)
Laurie Goodman, Jun Zhu, Taz George

The total number of purchase mortgages originated in 2012 is considerably less than half of peak levels, and down 44% from the 2001 levels. The authors estimate that a large portion of the drop-as many as 1.2 million loans in 2012 alone-can be attributed to low credit availability, and find that African American and Hispanic borrowers have been disproportionately affected by the credit box tightening.

Posted to Web: March 13, 2014Publication Date: March 13, 2014

Housing Finance At A Glance: A Monthly Chartbook: February 2014 (Fact Sheet / Data at a Glance)
Laurie Goodman, Ellen Seidman, Jim Parrott, Jun Zhu, Wei Li, Bing Bai, Pamela Lee, Taz George, Maia Woluchem, Alison Rincon

The February 2014 edition of At A Glance, the Housing Finance Policy Center's monthly chartbook, provides timely metrics on the state of the housing market and the role of public policy in housing finance. This month’s issue includes a new series on loan product type composition over time, illustrating the prevalence of 30 year fixed-rate, 15 year fixed-rate, and adjustable-rate mortgages.

Posted to Web: February 14, 2014Publication Date: February 14, 2014

Housing Finance At A Glance: A Monthly Chartbook: January 2014 (Fact Sheet / Data at a Glance)
Laurie Goodman, Ellen Seidman, Jim Parrott, Jun Zhu, Wei Li, Bing Bai, Pamela Lee, Taz George, Maia Woluchem, Alison Rincon

The January edition of At A Glance, the Housing Finance Policy Center's monthly chartbook, provides timely metrics on the state of the housing market and the role of public policy in housing finance. This month’s issue contains a special quarterly feature on Fannie’s and Freddie’s loan composition and performance.

Posted to Web: January 21, 2014Publication Date: January 21, 2014

Housing Finance at a Glance: A Monthly Chartbook : December 2013 (Research Report)
Laurie Goodman, Ellen Seidman, Jim Parrott, Jun Zhu, Wei Li, Bing Bai, Pamela Lee, Taz George, Maia Woluchem, Alison Rincon

The December edition of At A Glance, the Housing Finance Policy Center's monthly chartbook, provides timely metrics on the state of the housing market and the role of public policy in housing finance. Topics also include the GSEs under conservatorship, modification activity, and agency issuance and Fed purchases. New this month are an overview of house price trends nationally and by MSA, and rates of delinquency and negative equity over time.

Posted to Web: December 19, 2013Publication Date: December 19, 2013

Housing Finance at a Glance: A Monthly Chartbook: November 2013 (Fact Sheet / Data at a Glance)
Laurie Goodman, Ellen Seidman, Jim Parrott, Jun Zhu, Wei Li, Bing Bai, Pamela Lee, Taz George, Maia Woluchem, Alison Rincon

Drawing from our specific expertise in spatial analysis, we have produced an MSA-level analysis of housing affordability, which will be enhanced over the next several months. This month we’ve added a regular quarterly installment that divides newly released GSE data by LTV ratio, FICO score, vintage year, and other characteristics. We also highlight trends in mortgage insurance premiums, and provide details about the latest risk-sharing transactions at Fannie and Freddie.

Posted to Web: November 18, 2013Publication Date: November 18, 2013

Housing Finance at a Glance: A Monthly Chartbook: October Edition (Research Report)
Laurie Goodman, Ellen Seidman, Jim Parrott, Jun Zhu, Wei Li, Bing Bai, Pamela Lee, Taz George, Maia Woluchem, Alison Rincon

At A Glance is the signature monthly publication of the Housing Finance Policy Center. It is designed as a single reference for mortgage market data, through a public policy lens. Drawing from a range of sources that are often difficult to access and interpret, At A Glance contains key measures of housing affordability, credit availability, and other topics related to the government role in the mortgage market. The authors compile and illustrate this critical information in a comprehensive and easily digestible format so that stakeholders across the housing finance sphere—government, advocacy, academia, and private markets—can contribute to data-driven policy debates. Highlights of the October issue include the GSE portfolio wind-down, tapering HAMP and HARP activity, and housing affordability by MSA.

Posted to Web: October 24, 2013Publication Date: October 24, 2013

 

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