View Research by Author - Min Zhan

Citation URL: http://www.urban.org/MinZhan

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Determinants of Asset Building (Series/Poor Finances: Assets and Low Income Households)

Sondra Beverly, Michael Sherraden, Min Zhan, Trina R. Williams-Shanks, Yunju Nam, Reid Cramer

This report provides a policy-oriented conceptual framework that has the potential to explain saving and asset accumulation across the entire population and to account for the low levels of saving and asset accumulation in the low-income population. The report also reviews empirical evidence that supports or challenges this framework.

Posted to Web: April 15, 2008

Publication Date: April 07, 2008

Assessing Asset Data on Low-Income Households:: Current Availability and Options for Improvement (Series/Poor Finances: Assets and Low Income Households)

Caroline Ratcliffe, Henry Chen, Trina R. Williams-Shanks, Yunju Nam, Mark Schreiner, Min Zhan, Michael Sherraden

This report identifies the most reliable and informative data sources for understanding low-income households’ assets and liabilities, details their limitations, and provides options for improving asset data sources and collection methods. The report evaluates 12 data sets and identifies three as having the greatest potential for future asset research—the Survey of Consumer Finances (SCF), the Survey of Income and Program Participation (SIPP), and the Panel Study of Income Dynamics (PSID).

Posted to Web: October 15, 2007

Publication Date: October 10, 2007

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