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View Research by Author - Mark Schreiner

Publications

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Ten-Year Impacts of Individual Development Accounts on Homeownership: Evidence from a Randomized Experiment (Research Report)
William G. Gale, Michael Grinstein-Weiss, Clinton Key, William M. Rohe, Mark Schreiner, Michael Sherraden

This paper presents evidence from a randomized field experiment to evaluate the longterm impact of an incentive for household saving. We examine the effect on homeownership of an Individual Development Account (IDA) program which ran from 1998 to 2003 in Tulsa, Oklahoma. The IDA program provided low-income households with financial education and matching funds for qualified savings withdrawals, including a 2:1 match for housing down payments. Excerpt of abstract.

Posted to Web: March 09, 2011Publication Date: March 04, 2011

Assessing Asset Data on Low-Income Households:: Current Availability and Options for Improvement (Series/Poor Finances: Assets and Low Income Households)
Caroline Ratcliffe, Henry Chen, Trina R. Williams-Shanks, Yunju Nam, Mark Schreiner, Min Zhan, Michael Sherraden

This report identifies the most reliable and informative data sources for understanding low-income households’ assets and liabilities, details their limitations, and provides options for improving asset data sources and collection methods. The report evaluates 12 data sets and identifies three as having the greatest potential for future asset research—the Survey of Consumer Finances (SCF), the Survey of Income and Program Participation (SIPP), and the Panel Study of Income Dynamics (PSID).

Posted to Web: October 15, 2007Publication Date: October 10, 2007

 

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