View Research by Author - Margaret Simms

More about Margaret Simms's areas of expertise can be found on this Urban Institute expert's page.

Citation URL: http://www.urban.org/MargaretSimms

Up-to-date state information on children of immigrants is essential for social policies that affect children and families. This brief, accompanying the Urban Institute's interactive Children of Immigrants Data Tool, describes the national and state characteristics of children of immigrants based on recent American Community Survey data. Since children of immigrants account for almost a quarter (24 percent) of children under age 5, their share in the school-age population will increase, with important implications for education policy. In addition, children of immigrants' poverty and low-income rates vary across states, highlighting the importance of state and local policies in promoting children's well-being.

Low-income status in the United States varies significantly by race and ethnicity. Of the more than 13.4 million families with children living on incomes less than 200 percent of the federal poverty level, 30 percent are Hispanic, 22 percent are black or African American, and 6 percent are other nonwhites. This fact sheet provides statistics on racial and ethnic differences in family structure, work effort, nativity or immigration status, earnings, and education.

This speech, given at the University of Chicago's School of Social Service Administration, discusses how the stimulus package addresses the policy needs of low-income working families. It focuses on three questions: how it might reduce poverty in the short term; how it might help position service providers for addressing poverty in the long term; and what researchers can do to inform future policies in this area. Efforts are compared to the following goals: increasing wages, promoting job stability and upward mobility, and providing income supports when needed.

Commentary to Spotlight on Poverty and Opportunity

It has been said that we are entering a new era of government policy. If so, it could be an opportune time to belatedly heed the call of Dr. Martin Luther King and revamp our policies toward the poor. Over the past decade we have moved from a set of policies that provided cash assistance (mostly inadequate) to people who were in need (by standards set by the government) to one in which those who can work are expected to do so. In the process, we have ignored the fact that the poor are not a homogenous group of people, all of whom can and will work if they have no other means of support. They are, in fact, quite diverse. Recognizing this diversity is a necessary prerequisite for developing effective antipoverty policies.

This brief, part of the Urban Institute's "Recession and Recover" series, examines how the Unemployment Insurance program responds during a recession and how that response may differ in the current recession from its response in the past.

The Census Bureau released its annual report on income, poverty, and health insurance coverage for the U.S. population on August 26, 2008. According to the report, median household income increased by 1.3 percent in 2007, while the overall poverty rate dipped slightly and the number and percentage of people without health insurance decreased. While the overall numbers were positive, not everyone shared in the economic gains. The number and percentage of children in poverty increased, and households in the lowest 40 percent of the income distribution had no significant income gains.

During the 1990s, the federal government promised low-income families that work would pay. Parents moved into jobs in response to new welfare rules requiring work, tax credits and other work supports that boosted take-home pay. Unfortunately, the record shows that low-income families have not progressed much. Many don't bring home enough to cover the everyday costs of living. This paper synthesizes the current status of low-income families along with the findings from a set of essays that address key shortcomings in the safety net. The paper summarizes ideas for policies that would make work pay in today's economy.

Low-wage jobs are often characterized by uncertainty and unpredictable gaps in employment. A majority of workers in these jobs do not have access to the temporary income of unemployment insurance to tide them over when they suffer a job loss. This summary outlines recommendations for updating the program by extending benefits to more workers through changes in eligibility rules and establishing more uniform periods of benefit receipt.

Low-wage jobs are often characterized by uncertainty and unpredictable gaps in employment. A majority of workers in these jobs do not have access to the temporary income of unemployment insurance to tide them over when they suffer a job loss. This summary outlines recommendations for updating the program by extending benefits to more workers through changes in eligibility rules and establishing more uniform periods of benefit receipt.

With the economy a top issue for voters this election year, the Urban Institute can offer information about the nation’s most vulnerable households, including low-income working families. These families are above the poverty line but still struggle to make ends meet. A sudden job loss or health crisis could derail them.

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