View Research by Author - Kathryn L.S. Pettit

Citation URL: http://www.urban.org/KathrynLSPettit

This brief, a companion to the Housing in the Nation's Capital 2009 report, describes the impact of the foreclosure crisis on the Washington metropolitan region, examining the level and trends of foreclosures, outlining potential secondary effects for families and neighborhoods, and looking towards the future of the region's housing market. It concludes with policy implications in four areas: foreclosure prevention, neighborhood stabilization, recovery assistance for displaced households, and services for children in foreclosed homes.

This is the seventh in a series of annual reports about housing in the Washington metropolitan region. It assembles and analyzes the most current data on housing conditions in the District of Columbia and the surrounding suburbs. This year's report focuses on the impact of the foreclosure crisis on the region, examining the level and trends of foreclosures, outlining potential secondary effects for families and neighborhoods, and looking towards the future of the region's housing market. It concludes with policy implications in four areas: foreclosure prevention, neighborhood stabilization, recovery assistance for displaced households, and services for children in foreclosed homes.

Neighborhoods likely to be the hardest hit by foreclosure impacts in 2009 are those that experienced the highest densities of subprime (high-cost) lending during the peak 2004-2006 period. This brief examines patterns of such lending in the 100 largest metropolitan areas. The very highest subprime densities were found in minority neighborhoods that were, interestingly, at the higher rather than the lower end of the income spectrum. But there was considerable variety in characteristics among the most troubled. Of the fifth of census tracts that ranked highest in subprime density, 35 percent had predominantly white populations and 60 percent were in the suburbs.

The Home Mortgage Disclosure Act (HMDA) requires most lending institutions to report on home mortgage loan applications, including the application outcome, loan- and applicant-related information, and property location. Annual data collected through HMDA provide a unique set of files with information at the neighborhood level. This guide describes the HMDA original source data and the HMDA indicators available on DataPlace. The guide also illustrates how HMDA indicators can be used to shed light on such issues as neighborhood investment trends, changes in the racial and economic composition of home buyers, disparities in home loan access, and subprime lending.

This study explores the link between community risk factors and childhood obesity using data on child obesity from the 1988-1994 National Health and Examination Survey, the 2002-2004 National Medical Expenditures Survey, and the 2003-2004 National Survey of Children's Health, combined with data on community characteristics from a wide variety of sources. Multivariate models that relate child obesity to the characteristics of the child's community are used to predict the "risk of childhood obesity" for communities in the United States. The report includes maps and community profiles for 50 states and the District of Columbia.

Families in HUD's Moving to Opportunity program had the chance to move to neighborhoods with lower poverty, lower crime rates and, presumably, more opportunities for employment, good schools and better quality of life. Did they benefit from the moves and did they remain there to continue those benefits? This brief identifies patterns of moving for MTO families and the characteristics of the neighborhoods both from and to which they moved.

Coauthor Kathy Pettit discusses the sixth annual "Housing in the Nation’s Capital" report on housing options and services for the elderly, disabled, homeless, and others with special needs. The annual reports, sponsored by the Fannie Mae Foundation, look in-depth at housing trends and policy opportunities in the Washington, D.C., region. Pettit, a research associate in UI's Metropolitan Housing and Communities center, has been working on the series since it began in 2002.

This is the sixth in a series of annual reports about housing in the Washington metropolitan region. It assembles and analyzes the most current data on housing conditions and trends in the District of Columbia and the surrounding suburbs. Last year's report focused on linkages between housing and schools in the District of Columbia and the metropolitan region. This year's report takes a regional perspective, examining how the region addresses housing for special needs populations. More specifically, the report assesses the housing options and services available to the elderly, disabled, and homeless and explores the consequences and opportunities for housing policy across the region.

This brief compares metropolitan census tracts that improved with respect to poverty in the 1990s (poverty rate decreased by 5 percentage points or more) with those that worsened (poverty rate increased by 5 points or more); looking at the racial composition of both types and how the shares in both types varied in different locations within metropolitan areas and in different types of metropolitan areas nationally. It finds that while trends by these measures were considerably more favorable than in the 1980s, the 1990s still saw a mix of improving and worsening neighborhoods almost everywhere, warranting local action to address the challenges that both imply.

This is the fifth in a series of annual reports that analyzes the most current data on housing conditions and trends in the District of Columbia and the surrounding suburbs. This year's report focuses on linkages between housing and schools in the District of Columbia and the metropolitan region. The availability and quality of public schools play a critical role in shaping demand for housing, and, correspondingly, housing market trends shape school enrollment patterns. To explore these issues, this report reviews trends in housing and public school enrollment in the Washington region, with more in-depth coverage of the District's neighborhoods.

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