View Research by Author - Colin Winterbottom

Publications

This report uses data collected for Moscow several years after the legalization of market-based housing transfers to test for evidence of market behavior. A 1994 survey of Moscow households was used to compare characteristics of two groups of families: those that have privatized their units or engaged in housing market transfers and those families that have maintained state ownership of their residences. Next, recent movers who obtained their new units through market purchases and exchanges were studied to estimate a conventional housing demand function. The use of per-capita living space as a proxy for market value is also evaluated.

This report analyzes the changes in health insurance coverage that have occurred at the national level between 1988 and 1993. The data for the report were drawn from the 1989 and 1994 March Current Population Surveys with corrections to Medicaid reporting as estimated by the Urban Institute's TRIM2 model. The data analysis revealed a number of important trends in insurance coverage, which will likely have budget implications for states and the federal government.

This paper examines the issue of employer versus individual mandates, which is seen as a stumbling block to health care reform. It reviews the advantages and disadvantages of both approaches. Also reviewed is a compromise proposal that divides the mandate between employers and individuals. The current system for financing health care is compared with six alternative employer and individual mandate proposals. In their findings, the authors take into consideration several assumptions about required premium shares: incidence of employer contributions, subsidy schedules, employer maintenance, and tax treatment of health insurance contributions.

This paper examines the potential effects of the Clinton Administration's proposed Health Security Act on employment and wages. The Transfer Income Model (TRIM2) evaluated the provisions of the plan. The model allows for the description of the distribution of employment and wage effects, as well as the distribution of health insurance costs and subsidies in the current system and under reform. A number of possible short-term effects related to changes in employer costs are estimated. The report also discusses other possible labor-market effects of the plan.

This study examines the effects of the Health Security Act (HSA) on the distribution of health care financing obligations for nonelderly families. The HSA would change families' health care expenditures by introducing both an employer and an individual insurance mandate. Government subsidies would help low-wage firms and low-income families pay for their health insurance. The analysis compares the proposed financing system to the current system. The report examines how families' health benefits and contributions would change across income groups.

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