urban institute nonprofit social and economic policy research

Living Up to Its Name: How to Fix the Class Act

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Thursday, March 24, 2011
9:00-10:30 a.m. EST






Watch the video webcast at


  • Marty Ford, cochair, Long Term Services and Supports Task Force, Consortium for Citizens with Disabilities
  • Howard Gleckman, resident fellow, Urban Institute; author, Caring for Our Parents
  • Richard Johnson, director, Program on Retirement Policy, Urban Institute (moderator)
  • Rhonda Richards, senior legislative representative, AARP
  • Allen Schmitz, principal and consulting actuary, Milliman, Inc.
  • Brenda Spillman, senior fellow, Health Policy Center, Urban Institute

The Community Living Assistance Services and Supports (CLASS) Act, a provision of the landmark 2010 health law, would create a government-run, voluntary long-term care insurance program. To its supporters, CLASS is a major step toward a sustainable financing system for the care of both the frail elderly and younger adults with disabilities. But many experts believe the act’s design is deeply flawed. They fear that few consumers will buy the insurance and the program will fail. Can CLASS be fixed? What changes are needed? Our panel of experts will debate various proposals.

- Bios
- Johnson: Who Purchases Long-Term Care Insurance?
- Gleckman: Long-Term Care Financing Reform: Lessons from the U.S. and Abroad
- Schmitz: Perspectives on the Community Living Assistance Services and Support (CLASS) Act
- Schmitz: Adverse Selection and the CLASS Act
- Actuarial Issues and Policy Implications of a Federal Long-Term Care Insurance Program
- Community Living Assistance Services and Support (CLASS) Act

At the Urban Institute
2100 M Street N.W., 5th Floor, Washington, D.C.
A light breakfast will be provided at 8:45 a.m. The forum begins promptly at 9 a.m.

A recording will be archived after the event at the Urban Institute's ustream account, http://www.ustream.tv/channel/urban-institute-events.

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