urban institute nonprofit social and economic policy research

Economy and Taxes

1040

Clear nonpartisan analysis of fiscal and tax policy enables policymakers and the public to weigh competing theories on how to end the country’s economic crisis. Urban Institute researchers evaluated key components of the stimulus package and analyzed the tax proposals in the president’s budget. Warning decisionmakers about the unsustainable fiscal course ahead, our experts propose ways to control deficits and reform the entitlement programs that drive up spending. Read more.

Featured Links

 

Featured Video

The Debt Ceiling Deal, the "Super Committee," and Retirement Programs

 
 
1040

Clear nonpartisan analysis of fiscal and tax policy enables policymakers and the public to weigh competing theories on how to end the country’s economic crisis. Urban Institute researchers evaluated key components of the stimulus package and analyzed the tax proposals in the president’s budget. Warning decisionmakers about the unsustainable fiscal course ahead, our experts propose ways to control deficits and reform the entitlement programs that drive up spending. Read more.

Featured Links

Contact an expert on Economic and Tax Policy



Related Policy Centers

Viewing 1-5 of 2547. Most recent posts listed first.Next Page >>

Does Increasing Reliance on Student Debt Explain Declines in Entrepreneurial Activity?: Posing the Question, Gathering Evidence, Considering Policy Options (Research Report)
Sandy Baum

Concerns about declining entrepreneurial activity, rising student debt, and the possible relationship between the two deserve attention. New business enterprises can support innovation and increase employment, so any trend that might be interfering with individuals’ opportunities to take risks, finance start-ups, and build enterprises is worth exploring.

Posted to Web: January 22, 2015Publication Date: January 22, 2015

The Labor Force in an Aging and Growing America: Mapping America's Futures, Brief 4 (Research Report)
Austin Nichols, Steven Martin, Nan Astone, H. Elizabeth Peters, Rolf Pendall, Kaitlin Franks, Allison Stolte

From 2010 to 2030, patterns of labor force participation will change across regions of the United States. In some regions, the primary demographic effect will be changes in age structure, which will drive declines in labor force participation rates. In other regions, in-migration and changes in the racial and ethnic composition of the adult population will primarily increase the numbers of the "dependent population"-people not in the labor force. Still other regions will have to accommodate both sharply declining participation rates and sharply increasing nonparticipants. These diverse patterns of changes in labor force participation pose different challenges to regions.

Posted to Web: January 20, 2015Publication Date: January 20, 2015

A review and critique of the 2014 actuarial assessment of FHA's Mutual Mortgage Insurance Fund (Research Brief)
Laurie Goodman

The 2014 actuarial assessment of the Federal Housing Administration’s main funding source for its loan insurance program – the Mutual Mortgage Insurance Fund (MMI)- reveals that the FHA’s financial situation is much improved but not as strong as last year’s predictions suggested it would be. This HFPC analysis lays out the methods used in the actuarial report and explains why the MMI’s current status should have no impact on the decision as to whether to lower premiums.

Posted to Web: January 06, 2015Publication Date: January 06, 2015

Servicing Is an Underappreciated Constraint on Credit Access (Research Brief)
Laurie Goodman

The heightened and uncertain cost of servicing delinquent mortgage loans is a significant, although underappreciated, constraint on access to credit. Lenders can price loans to reflect the anticipated servicing costs, but it is very difficult to price for the uncertain costs of default servicing. The penalties resulting from not meeting the GSE and FHA timelines, along with restrictive and anachronistic limits on reasonable foreclosure expenses, create uncertainties that are difficult to quantify and price for. The result: lenders forgo lending to borrowers more likely to go delinquent. The FHFA has made great strides with recent changes to compensatory fees, but more needs to be done. Servicing delinquent FHA loans presents an even greater challenge. To expand the tight credit box, these servicing issues must be addressed.

Posted to Web: December 16, 2014Publication Date: December 16, 2014

Housing Finance At A Glance: A Monthly Chartbook : December 2014 (Fact Sheet / Data at a Glance)
Laurie Goodman, Ellen Seidman, Jim Parrott, Sheryl Pardo, Jun Zhu, Wei Li, Bing Bai, Taz George, Maia Woluchem, Alison Rincon

This month’s edition of At A Glance, the Housing Finance Policy Center’s reference guide for mortgage and housing market data, includes updated indicators of credit availability, a breakdown of the composition of the US Housing Market from the Federal Reserve Flow of Funds report, and details of the latest GSE risk-sharing deals.

Posted to Web: December 16, 2014Publication Date: December 16, 2014

 Next Page >>
Email this Page