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Enabling Families to Weather Emergencies and Develop: The Role of Assets (Series/New Safety Net)Low-wage jobs can be unstable, leaving families struggling to cope with employment gaps and financial emergencies that can strike without warning. About four in five low-income families are "asset poor," lacking enough liquid savings to live for three months at the federal poverty level without earnings. In this essay, McKernan and Ratcliffe suggest a cluster of policies that would improve financial markets and savings opportunities for low-income families across the life cycle.
| Publication Date: July 16, 2008 | Availability: HTML | PDF |
Making Work Pay Enough - Summary (Series/New Safety Net)One-third of America's families with children are low income, meaning their incomes fall below twice the federal poverty level. Although four in five of these families work, many don't bring home enough to cover the everyday costs of living. In this essay, Acs and Turner outline their proposals to enhance low-income families' purchasing power and reduce unusually high housing costs through a package of reforms and policy initiatives that tackle both the income side and expenditure side of family budgets.
| Publication Date: July 16, 2008 | Availability: HTML | PDF |
Comment on "Enabling Families to Weather Emergencies and Develop" (Series/New Safety Net)This paper is a response to New Safety Net Paper 7, "Enabling Families to Weather Emergencies and Develop: The Role of Assets," by Signe-Mary McKernan and Caroline Ratcliffe.
| Publication Date: July 16, 2008 | Availability: HTML | PDF |
Enabling Families to Weather Emergencies and Develop - Summary (Series/New Safety Net)Low-wage jobs can be unstable, leaving families struggling to cope with employment gaps and financial emergencies that can strike without warning. About four in five low-income families are "asset poor," lacking enough liquid savings to live for three months at the federal poverty level without earnings. In this summary, McKernan and Ratcliffe suggest a cluster of policies that would improve financial markets and savings opportunities for low-income families across the life cycle.
| Publication Date: July 16, 2008 | Availability: HTML | PDF |
Dealing with the Original Sin Driving Health Costs (Series/The Government We Deserve)In budget policy, myths are progress's number one enemy. One silly fiction now making the rounds is that
we don't know how to judge the relative value of different types of health care, so we can't control health care
costs-at least not for now. Like many myths, this one contains an element of truth-there is a lot we don't
know. So what? It's still a myth that we know too little to act.
| Publication Date: July 07, 2008 | Availability: HTML | PDF |