urban institute nonprofit social and economic policy research

Housing Finance Policy Center

A new look at the boom and bust

Our new interactive map shows 12 years of data on more than 100 million mortgages in 24 seconds. See how lending patterns by race and ethnicity have changed throughout the entire United States.

Mortgage map

The Housing Finance Policy Center (HFPC) was established to provide timely, impartial data and analysis, and to educate policymakers and the public on how the housing finance system affects households, communities and the broader economy. The goal of HFPC is to produce analyses and ideas that foster sound public policy, efficient markets, and economic opportunity.

Why it's no easy task to determine what the GSEs should charge for their guarantee
Determining guarantee fees is a heavily assumption-driven task. We take a closer look at the factors federal regulators should weigh as they make a critical decision about the GSEs' future. Read More 


Read more housing finance blog posts on our website.