More from the Blog Why it's no easy task to determine what the GSEs should charge for their guarantee
Determining guarantee fees is a heavily assumption-driven task. We take a closer look at the factors federal regulators should weigh as they make a critical decision about the GSEs' future. Read More
Toward a better Bank of America settlement
Bank of America is nearing a reported $17 billion settlement with the Department of Justice, including a likely $7 billion in consumer relief, for fraudulent mortgage related activities. What strategies should be considered to ensure a successful outcome for consumers, communities, and investors? Read More
Specialty mortgage servicers: what's the big deal?
Nonbank specialty servicing has grown explosively over the past three years, triggering increased scrutiny by financial regulators. We explore the causes of this surge and the concerns it has generated. Read More
Dodd-Frank: Can we really calculate the cost?
American Banker recently called for an analysis of the economic impacts of the Dodd-Frank Act. While we welcome the call for an empirical assessment of regulatory impact, a single number or set of numbers cannot quantify the impact of a complicated law on a complex system. Read More
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