More from the Blog
Is student debt hindering homeownership?
Since 2004, student loan debt has tripled to $1.1 trillion, surpassing both outstanding auto and credit card debt. Many have sought to connect the dots between the rise in student debt and the five percent decline in homeownership, but research presented this week at the Urban Institute raises questions about the evidence... Read More
Is residual income the key to superior performance of VA loans?
Default rates on loans guaranteed by Veterans Affairs (VA) are consistently lower than on loans insured by the Federal Housing Administration (FHA)... Read More
Senate GSE Reform: What we learned from Johnson-Crapo
On May 15, 2014, the Senate Banking Committee passed S.1217, the Housing Finance Reform Act of 2013, more commonly known as Johnson-Crapo. While the bill passed out of committee with relatively broad bipartisan support, barring a late summer surprise it does not have the support needed for a vote on the Senate floor...Read More
Move over Freddie Mac: Ginnie Mae will be number 2 soon
At the current growth rate, the Government National Mortgage Association (GNMA) known as “Ginnie Mae” will overtake Freddie Mac within the year as the second largest single-family mortgage securitization platform... Read More
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