More from the Blog
More than one in three FHA borrowers could save money by refinancing today
The recent reduction in FHA mortgage insurance premiums at a time of historically low interest rates means millions of borrowers could benefit from refinancing. Read More
Three predictions about mortgage affordability in 2015
Recent and upcoming changes to guarantee fees and mortgage insurance premiums should mean greater affordability for new borrowers in 2015. Read More
Is the homeownership safety net unraveling for seniors?
Homeownership has traditionally offered a financial safe haven to the more than 80 percent of seniors who own their homes. But declining homeownership rates in the generation of upcoming retirees and the higher mortgage debt of senior homeowners may threaten this safe haven in coming years. Read More
Private Mortgage insurance is better than expected at protecting taxpayers from losses
Many, including the U.S. Treasury, have questioned whether private mortgage insurance provides adequate protection for Fannie Mae and Freddie Mac and, ultimately, the taxpayers against systemic risk. Read More
Obtaining a mortgage loan: How do we know if it's too hard, too easy, or just about right?
Policymakers count on a wide range of measures to gauge the state of the housing and mortgage markets, but when it comes to the availability of credit, are we as precise as we can be? Read More
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