urban institute nonprofit social and economic policy research

Housing Finance Policy Center

A new look at the boom and bust

Our new interactive map shows 13 years of data on more than 100 million mortgages in 24 seconds. See how lending patterns by race and ethnicity have changed throughout the entire United States.

Mortgage map

The Housing Finance Policy Center (HFPC) was established to provide timely, impartial data and analysis, and to educate policymakers and the public on how the housing finance system affects households, communities and the broader economy. The goal of HFPC is to produce analyses and ideas that foster sound public policy, efficient markets, and economic opportunity.