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Publications by Margaret Simms on Economic Well-being

Viewing 1-9 of 9. Most recent listed first.

Randomized Controlled Trials and Financial Capability (Research Brief)
Brett Theodos, Margaret Simms, Rachel Brash, Claudia Ayanna Sharygin, Dina Emam

Financial capability programs have proliferated in recent years, but rigorous research into which programs and methods are effective has not kept pace. Practitioners, policymakers, and funders are increasingly calling for rigorous financial capability research, including randomized controlled trial studies (RCTs), which can produce the highest standard of evidence. In April 2013, the Urban Institute and Consumer Financial Protection Bureau hosted a roundtable on the benefits and challenges of financial capability RCTs. The group agreed that RCTs are most suitable for well-established and scalable programs. Frontline staff should be fully invested in the study and involved in designing implementation and data-collection strategies.

Posted to Web: June 30, 2014Publication Date: June 30, 2014

Opportunity Still Has Racial Hue (Opinion)
Margaret Simms

Children are more likely to succeed if they have a stable home environment, adequate nutrition and the opportunity to get a good education. Unfortunately, nearly 50 years after the march on Washington, opportunity still has a racial dimension, argues Institute fellow Margaret Simms in this commentary for the Atlanta Journal-Constitution.

Posted to Web: January 19, 2012Publication Date: January 19, 2012

Today's Children, Tomorrow's America: Six Experts Face the Facts (Research Report)
C. Eugene Steuerle, Robert D. Reischauer, Margaret Simms, Olivia Golden, Kim Rueben, Lisa Dubay

Urban Institute scholars from diverse disciplines tackle a simple-to-state, hard-to-answer question: How can solutions to our national and state budget crises fit the facts about children in the United States? In their responses, the contributors wrestle with recent and approaching economic and demographic challenges in different ways and bring very different experiences to bear.

Posted to Web: October 25, 2011Publication Date: October 25, 2011

Racial and Ethnic Disparities Among Low-Income Families (Fact Sheet / Data at a Glance)
Margaret Simms, Karina Fortuny, Everett Henderson

Low-income status in the United States varies significantly by race and ethnicity. Of the more than 13.4 million families with children living on incomes less than 200 percent of the federal poverty level, 30 percent are Hispanic, 22 percent are black or African American, and 6 percent are other nonwhites. This fact sheet provides statistics on racial and ethnic differences in family structure, work effort, nativity or immigration status, earnings, and education.

Posted to Web: August 11, 2009Publication Date: August 07, 2009

The Stimulus Package (HR1) and Low-Income Families (Research Report)
Margaret Simms

This speech, given at the University of Chicago's School of Social Service Administration, discusses how the stimulus package addresses the policy needs of low-income working families. It focuses on three questions: how it might reduce poverty in the short term; how it might help position service providers for addressing poverty in the long term; and what researchers can do to inform future policies in this area. Efforts are compared to the following goals: increasing wages, promoting job stability and upward mobility, and providing income supports when needed.

Posted to Web: April 08, 2009Publication Date: March 30, 2009

Q&A: New Income and Poverty Statistics and the Social Safety Net (Opinion)
Gregory Acs, Linda J. Blumberg, Harry Holzer, Pamela J. Loprest, Jennifer Ehrle Macomber, Karin Martinson, Signe-Mary McKernan, Cynthia Perry, Caroline Ratcliffe, Margaret Simms, Margery Austin Turner, Shelley Waters Boots

The Census Bureau released its annual report on income, poverty, and health insurance coverage for the U.S. population on August 26, 2008. According to the report, median household income increased by 1.3 percent in 2007, while the overall poverty rate dipped slightly and the number and percentage of people without health insurance decreased. While the overall numbers were positive, not everyone shared in the economic gains. The number and percentage of children in poverty increased, and households in the lowest 40 percent of the income distribution had no significant income gains.

Posted to Web: August 27, 2008Publication Date: August 27, 2008

A New Safety Net for Low-Income Families (Research Report)
Sheila R. Zedlewski, Ajay Chaudry, Margaret Simms

During the 1990s, the federal government promised low-income families that work would pay. Parents moved into jobs in response to new welfare rules requiring work, tax credits and other work supports that boosted take-home pay. Unfortunately, the record shows that low-income families have not progressed much. Many don't bring home enough to cover the everyday costs of living. This paper synthesizes the current status of low-income families along with the findings from a set of essays that address key shortcomings in the safety net. The paper summarizes ideas for policies that would make work pay in today's economy.

Posted to Web: July 16, 2008Publication Date: July 16, 2008

Weathering Job Loss (Series/New Safety Net)
Margaret Simms

Low-wage jobs are often characterized by uncertainty and unpredictable gaps in employment. A majority of workers in these jobs do not have access to the temporary income of unemployment insurance to tide them over when they suffer a job loss. This summary outlines recommendations for updating the program by extending benefits to more workers through changes in eligibility rules and establishing more uniform periods of benefit receipt.

Posted to Web: July 16, 2008Publication Date: July 16, 2008

Weathering Job Loss - Summary (Series/New Safety Net)
Margaret Simms

Low-wage jobs are often characterized by uncertainty and unpredictable gaps in employment. A majority of workers in these jobs do not have access to the temporary income of unemployment insurance to tide them over when they suffer a job loss. This summary outlines recommendations for updating the program by extending benefits to more workers through changes in eligibility rules and establishing more uniform periods of benefit receipt.

Posted to Web: July 16, 2008Publication Date: July 16, 2008

 
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