Risk and Recovery: Understanding the Changing Risks to Family Incomes (Discussion Papers/Low Income Working Families)
This paper examines the characteristics and circumstances of families vulnerable to sharp income drops and those most likely to recover financially. More than 13 percent of nonelderly adults in families with children will see their incomes fall by half at some point over the course of a year, and about 40 percent fully recover within a year. Those who lose jobs or have an adult leave the family are more likely to have a substantial drop in income and are less likely to recover. This study uses data from the Survey of Income and Program Participation, which collects data every four months and can provide information on short-term income loss.
| Posted to Web: October 12, 2009 | Publication Date: October 01, 2009 |
Risk and Recovery: Documenting the Changing Risks to Family Incomes (Series/Perspectives on Low-Income Working Families)Using the 1996, 2001, and 2004 panels of the Survey of Income and Program Participation, this brief examines the likelihood that nonelderly individuals in families with children experience substantial drops in family income and recoveries from such drops. Over 13 percent of families see their incomes fall by half at some point over the course of a year with the lowest- and highest-income families the most likely to experience a substantial income loss. Further, only two in five individuals recover to at least 100 percent of their pre-drop income in the year after the drop.
| Posted to Web: May 22, 2009 | Publication Date: May 01, 2009 |
Working for Cents on the Dollar (Discussion Papers/Low Income Working Families)This paper uses data from the 2007 Survey of Employers in the Low-Skill Labor Market to analyze whether wage differences among workers of different races and ethnicities in the low-skill labor market remain after controlling for individual, job, and employer characteristics. The employer-provided data include detailed information on job requirements and employer characteristics rarely available in household surveys. We find that black workers earn significantly less than white workers in the less-skilled labor market, and a significant difference (12 percent) remains even after controlling for worker, job, and employer characteristics.
| Posted to Web: March 25, 2009 | Publication Date: March 23, 2009 |
U.S. Intragenerational Economic Mobility From 1984 to 2004 (Research Report)This report explores how Americans have moved up and down the income ladder over the last two decades, and whether it has been more difficult for Americans to get and stay ahead in the last decade. The report focuses on intragenerational mobility: how individuals change economic positions within their own lifetimes.
| Posted to Web: November 17, 2008 | Publication Date: November 01, 2008 |
Q&A: New Income and Poverty Statistics and the Social Safety Net (Opinion)| Gregory Acs, Linda J. Blumberg, Harry Holzer, Pamela J. Loprest, Jennifer Ehrle Macomber, Karin Martinson, Signe-Mary McKernan, Cynthia Perry, Caroline Ratcliffe, Margaret Simms, Margery Austin Turner, Shelley Waters Boots |
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The Census Bureau released its annual report on income, poverty, and health insurance coverage for the U.S. population on August 26, 2008. According to the report, median household income increased by 1.3 percent in 2007, while the overall poverty rate dipped slightly and the number and percentage of people without health insurance decreased. While the overall numbers were positive, not everyone shared in the economic gains. The number and percentage of children in poverty increased, and households in the lowest 40 percent of the income distribution had no significant income gains.
| Posted to Web: August 27, 2008 | Publication Date: August 27, 2008 |
Making Work Pay Enough (Series/New Safety Net)One-third of America's families with children are low income, meaning their incomes fall below twice the federal poverty level. Although four in five of these families work, many don't bring home enough to cover the everyday costs of living. In this essay, Acs and Turner outline their proposals to enhance low-income families' purchasing power and reduce unusually high housing costs through a package of reforms and policy initiatives that tackle both the income side and expenditure side of family budgets.
| Posted to Web: July 16, 2008 | Publication Date: July 16, 2008 |
Making Work Pay Enough - Summary (Series/New Safety Net)One-third of America's families with children are low income, meaning their incomes fall below twice the federal poverty level. Although four in five of these families work, many don't bring home enough to cover the everyday costs of living. In this essay, Acs and Turner outline their proposals to enhance low-income families' purchasing power and reduce unusually high housing costs through a package of reforms and policy initiatives that tackle both the income side and expenditure side of family budgets.
| Posted to Web: July 16, 2008 | Publication Date: July 16, 2008 |
An Economic Framework and Selected Proposals for Demonstrations Aimed At Strengthening Marriage, Employment, and Family Functioning Outcomes (Research Report)The increasing recognition of the importance of marriage for the social and economic well-being of children has led to demonstrations aimed at strengthening and stimulating healthy marriages. The next step is to ensure that factors closely linked with healthy marriages are addressed as well. This paper brings together research findings and policy ideas about the interactions between marriage, employment, and family functioning. It presents a framework and proposes several demonstrations aimed at improving employment and family outcomes for disadvantaged populations. The appendix reviews an extensive body of research on specific linkages between marriage, employment, and family functioning.
| Posted to Web: April 28, 2008 | Publication Date: December 01, 2007 |
TANF Caseload Composition and Leavers Synthesis Report (Research Report)Since the passage of federal welfare reform in 1996, policy makers have been concerned about the well-being of families that have left welfare as well as those who have remained on the caseload. This report synthesizes the most up-to-date research about what is known about the composition of the TANF caseload and the status of TANF leavers, and how this has changed over time. This synthesis is supplemented by tabulations of data from the NSAF, SIPP and CPS on the demographics, economic situation, and barriers to work of current and former TANF recipients over time.
| Posted to Web: September 28, 2007 | Publication Date: March 28, 2007 |
Is the Ring the Thing? (Document)This paper assesses the extent to which children living in cohabiting families would benefit if their mothers were to marry. Children whose cohabiting mothers marry have higher math and reading scores than children whose mothers either continue to cohabit or who dissolve their cohabiting relationships; marriage is uncorrelated with behavioral outcomes of these children. Interestingly, much of the difference between the test scores of children whose cohabiting mothers marry and those who do not actually predates the marriage. This suggests that the benefits of marriage for children living with cohabiting couples are smaller than they initially appear.
| Posted to Web: August 20, 2007 | Publication Date: October 27, 2005 |