Research by Author & Topic

Publications by Caroline Ratcliffe on TANF (Temporary Assistance for Needy Families)

The Minnesota Integrated Services Projects focus on improving the delivery of employment, health, and social services to families who receive cash assistance and have serious or multiple barriers to employment. Operating in eight sites, the project seeks to provide comprehensive assessments of participants' barriers, improve access to more complete services that address multiple needs, and coordinate services provided by multiple service systems. This is the final report in an evaluation of the project and describes the changes in the economic outcomes and family-related outcomes of ISP participants over a two-year period, provides estimates of the relationship between ISP participation and participants' employment and MFIP outcomes, and provides conclusions and policy recommendations.

The Census Bureau released its annual report on income, poverty, and health insurance coverage for the U.S. population on August 26, 2008. According to the report, median household income increased by 1.3 percent in 2007, while the overall poverty rate dipped slightly and the number and percentage of people without health insurance decreased. While the overall numbers were positive, not everyone shared in the economic gains. The number and percentage of children in poverty increased, and households in the lowest 40 percent of the income distribution had no significant income gains.

This brief presents an empirical analysis of how asset tests affect families’ asset holdings. The findings suggest that more lenient asset tests and more generous IDA program rules can lead families to increase their asset holdings. Relaxed vehicle asset limits, for example, are associated with increased vehicle ownership. Since people often need a reliable car to get to work, this finding suggests that exempting at least one vehicle in all states may increase employment and job stability among low-income families. The findings also suggest that restrictions on withdrawals and incentives built into restricted asset accounts and IDA programs may provide families with motivation to build assets.

This report examines the effects of a comprehensive set of 13 welfare, Food Stamp, individual development account (IDA), earned income tax credit (EITC), and minimum wage program rules on the asset holdings of low-education single mothers and families. This report finds empirical evidence that more lenient asset limits in means-tested programs and more generous IDA program rules may have positive effects on asset holdings of low-education single mothers and families.

The Minnesota Integrated Services Projects focus on improving the delivery of employment, health, and social services to families who receive cash assistance and have serious or multiple barriers to employment. Operating in eight sites, the project seeks to provide comprehensive assessments of participants' barriers, improve access to more complete services that address multiple needs, and coordinate services provided by multiple service systems. This report examines the implementation of the projects, provides information on participants' demographic, economic and barrier-related characteristics, and describes changes in economic outcomes among participants within a short (six-month) follow-up period.

This paper uses monthly SIPP data from 1996 through 2003 and state-level policy data to measure the effects of specific food stamp and welfare policies, as well as the minimum wage and EITC, on the food stamp receipt of the low-income population. We find strong evidence that more lenient vehicle exemption policies, longer recertification periods, and expanded categorical eligibility increase food stamp receipt and that the use of biometric technology reduces food stamp receipt. We also find some evidence that more lenient immigrant eligibility rules, simplified reporting, implementation of the EBT program, and outreach spending increase food stamp receipt.

This paper uses monthly SIPP data from 1988 through 2002 and monthly state-level policy data to measure the effects of specific policies on the deep poverty and poverty rates of ever-single mothers and children of ever-single mothers. The 19 specific policies included in the model are grounded in a conceptual framework. More lenient eligibility requirements for welfare receipt and more generous financial incentives to work generally reduce deep poverty, as hypothesized. Welfare time limits are hypothesized to have ambiguous effects on poverty and our results suggest that some stricter time limit policies may decrease deep poverty and poverty rates.

This synthesis of literature documents two interrelated areas related to welfare reform: (1) how welfare reform policies affect household structure and (2) how household structure in turn affects economic well-being. Studies on the effect of welfare reform on household structure find some suggestive evidence, but no strong compelling evidence that welfare reform has affected household structure. The literature on household structure and economic well-being finds that individuals living in married-couple households have the best economic situation, followed by individuals in cohabiting-couple households. Households headed by single mothers, who either live independently or double-up, have the lowest levels of economic well-being.

There are two Highlights for each state. The income support and social services Highlights look at basic income support programs, employment and training programs, child care, child support enforcement, and the last-resort safety net. The Highlights capture policies in place and planned in 1996 and early 1997.

There are two Highlights for each state. The income support and social services Highlights look at basic income support programs, employment and training programs, child care, child support enforcement, and the last-resort safety net. The Highlights capture policies in place and planned in 1996 and early 1997.